For investors

who look for positive profit, Ethic Hub is an investing platform that provides them access to highly profitable impact projects.

For small producers

who don’t have access to financial services, Ethic Hub is a crowdlending platform that allows them credits at affordable interest rates.

Democratize Finances

Universalizing access to credit and to the best investment opportunities.

Reassess Reputation

Trust and reputation transformed into assets through the rating of repayment and success records of both Borrower and Local Node.

Humanize Finances

Efficiency and transparency improvement, eliminating intermediaries and proposing to invest only in projects with a positive impact and high profitability.

Why Ethic Hub

Only positive impact projects

Only productive projects are financed because they generate value (opposite to credit for consume that generates debt).

Real P2P

Direct interaction between investors and borrowers: Money goes straight from investors’ to lenders’ accounts through a SmartContract: no intermediaries; nor Banks, not even ourselves.

Only-in-Success Fees

You only pay commissions when you recover your investment. Your money goes fully to the borrower.

Guarantee fund for investors

In case of default, investors will recover their invested amount (principal).

Access to the unbanked

Enabling access to credit for the agricultural sector which is a significant part of the 2 billion unbanked people.

Know-How in project selection

As producers, buyers and financial intermediaries to agricultural production in rural areas of Chiapas, Mexico, we have field contact and experience.

How It Works

Investment Flow

Payment Flow

In case of Default

Roadmap

March-September 2017
Concept development and validation, Team and advisors selection, Whitepaper and platform’s initial development.

October 2017-January 2018
LandingPage, prototyping, community building and seed funding.

January-February 2018
First Local Node selection and training. Selection of the first projects to be financed with funds obtained in the seed funding to generate Borrowers’ first ratings. Drafting first Local Node Training Manual. Development of platform’s first functional version.

March-May 2018
First loans repayment and borrowers’, Local Nodes’ and system’s first rating. Ethic Hub Beta version public release and first projects financed p2p. 2nd Token Sale preparations.

June 2018
2nd. Token Sale backed by working product and profitability-level experience for the investor.

From June 2018
Developments not included in version 1.0. Diversify to other agricultural products. Open second country.

June 2019
3rd. Token Sale to start scaling.

December 2019
Implementation of Ethix Token as payment method in the platform.

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June 2020
4
rd. Token Sale to continue scaling.

December 2020
Implementation of decentralized governance.

Meet The Team

We have a powerful and solid team; entrepreneurs with experience in their respective areas: innovation and entrepreneurship, financial intermediation, technological development and global marketing

Jori Armbruster

Coordination Node

Pablo Chang

Projects Node

Raúl Martínez

Technology Node

Advisors and Collaborators

Our founder team is backed with the support of advisors and collaborators in different areas to globally consolidate the project: Technology, financial, legal and fiscal counseling, content editing and translation, security, social networks and community.

Marcos Gutiérrez

Business Development

Diego Pardilla

Ethereum Developer

Qijiong Jiang

Ethereum Developer

Luis Espiga

Social Economics

Gabriela Chang

Design and copy

Guillermo Escudero

Social Media Manager

Aurelio Benítez

Legal advisor for Mexico

Iñigo Molero

Blockchain and Communication

Get In Touch

Drop us a line or give us a ring. We love to hear from you and are happy to answer any questions.

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